GENERAL TERMS AND CONDITIONS
for the provision of legal services by the law firm ADVISER Armknecht i Partnerzy Radcowie Prawni Bartosz Armknecht, having its registered office in Gdynia, Poland
operating under the brand (trade name): ADVISER Armknecht & Partners attorneys-at-law
1. Scope of application.
1.1. These general terms and conditions for the provision of legal services (the “GTC”) set out the terms on which legal services are provided by ADVISER Armknecht i Partnerzy Radcowie Prawni Bartosz Armknecht, having its registered office in Gdynia at ul. Gen. J. Bema 15/3, 81-386 Gdynia, Poland, tax identification number (NIP): 5862128806, operating under the brand (trade name): ADVISER Armknecht & Partners attorneys-at-law (the “Firm”), to natural persons, legal persons or organisational units (the “Client”).
1.2. The GTC form an integral part of the agreement for the provision of legal services to the Client, to the extent that they have not been expressly excluded or amended in written or documentary form.
1.3. The GTC are binding on the Client where:
1.3.1. the GTC have been delivered to the Client before the agreement for the provision of legal services is concluded;
1.3.2. the GTC have been made available to the Client in electronic form, including by reference to their publication on the Firm's website at www.adviser.law, provided that a Client who is a Consumer shall be served with the GTC before the agreement is concluded, in accordance with clause 10.9 of the GTC.
1.4. Terms of an engagement that conflict with the GTC require express acceptance by the Firm, and in relations with Clients who are not Consumers, Articles 68² and 385⁴ of the Act of 23 April 1964 – the Polish Civil Code (the “Civil Code”) shall not apply.
2. Scope of the engagement and its performance.
2.1. Where the Firm has not concluded a written agreement with the Client for the provision of legal services, such an agreement may be concluded through an exchange of declarations of intent in any form (for example, by telephone or e-mail) and requires, in each case, the express acceptance of the engagement by the Firm. Acceptance of the engagement by the Firm may occur only in written form, documentary form, by e-mail, or by implication, through commencement of the provision of services within the scope indicated by the Client in the engagement.
2.2. The Firm provides legal services within the scope expressly instructed by the Client; in particular, the Firm is not responsible for the entirety of the Client's affairs or for any other matters not covered by the engagement, such as tax matters, unless it receives an express instruction to handle such a matter.
2.3. The scope of the engagement may be changed, provided that, if the Firm does not consent to a change in the scope of the engagement, the Firm shall inform the Client thereof without undue delay.
2.4. The Firm provides legal advisory services in the field of Polish law. Where this follows from the Client's express instruction or from the nature of the engagement, the Firm may engage a foreign legal adviser for its performance. In such a case, the foreign legal adviser is not a subcontractor of the Firm; the Firm merely coordinates cooperation with that adviser and is not responsible for the advice given. The costs of the foreign legal adviser are borne by the Client.
2.5. The Firm provides services under the engagement received exclusively for the benefit of the Client or of the ultimate recipient of the service designated by the Client, and any use thereof by third parties requires the Firm's separate consent. Where the Client has designated an ultimate recipient of the service other than itself, the legal relationship between the Firm and such ultimate recipient is governed by the GTC, and the Client remains liable to the Firm, including for payment of the Firm's fees and reimbursement of its costs.
2.6. The Firm decides at its discretion on the manner of performing the engagement, having regard to the applicable law, relevant professional practice and the Client's instructions. The Firm may depart from the Client's instructions in the cases provided for in Article 737 of the Civil Code or where required by the rules of professional ethics.
2.7. The performance of services for a given Client is directed by the person responsible for the engagement, designated by the Firm, who determines the organisation of the provision of legal services to the Client, including the selection of the persons entrusted with performing the individual services.
2.8. The Firm may, at any time, require the Client to pay an appropriate advance payment, the amount of which shall reflect the type of engagement and the anticipated involvement of the Firm. The advance payment made shall be set off, without interest, against the final invoice, upon completion of the provision of services to the Client.
2.9. The Firm is entitled at any time to change the person responsible for the provision of services to the Client, in particular the attorney handling the matter entrusted by the Client, and the Firm is further entitled, at its own discretion, to assign the rights and obligations arising from the agreement concluded with the Client to another entity providing legal services in the course of legal practice. In the event of such a change or assignment, the Firm is obliged to notify the Client thereof without undue delay and in any event no later than within 7 days of the date of such change. For its validity, the notification to the Client requires documentary form. The right to assign rights and obligations does not apply to a Client who is a Consumer within the meaning of clause 10.2 of the GTC, and the transfer of obligations arising from the agreement to a third party requires the Client's consent expressed at least in documentary form.
2.10. To the extent that it is an obliged institution within the meaning of the Act of 1 March 2018 on Counteracting Money Laundering and Terrorist Financing (consolidated text: Journal of Laws of 2025, item 644), the Firm applies financial security measures to the Client, including the identification and verification of the identity of the Client and of its beneficial owner. A refusal to provide the required information or documents may prevent acceptance of the engagement or result in the suspension or termination of its performance.
3. Online bookings and consultations.
3.1. Online consultation booking services and online legal advice are provided via the Microsoft Bookings and Microsoft Teams applications. Use of the service constitutes acceptance of the terms on which it is provided.
3.2. Consultation appointments are booked using the Microsoft Bookings application, in which the user selects an available time slot and provides the required contact details. Upon completing the booking, the user will receive confirmation of the appointment at the e-mail address provided. The user may cancel or reschedule the consultation no later than 24 hours before the scheduled meeting. Confirmation of the booked appointment takes place once payment has been credited.
3.3. Consultations and legal advice are conducted via the Microsoft Teams application. The user is required to have appropriate equipment and an internet connection enabling participation in the meeting. Consultations are conducted by videoconference or audio call, depending on the user's preference and technical capabilities.
3.5. Clause 10 of the GTC applies to agreements concluded in the manner described in this clause with Clients who are Consumers, including the provisions on the right of withdrawal from a distance contract, the complaints procedure and out-of-court dispute resolution.
4. Communication.
4.1. The Client may designate a person or persons who, acting on its behalf, may change the scope of the engagement.
4.2. The Client consents to the Firm's use of electronic means of distance communication and cloud data storage services, in particular e-mail and cloud data transfer, irrespective of whether these are supplied by third parties.
4.3. The Firm shall not be liable for damage arising from the use of electronic communication, including damage resulting from the non-delivery of or delay in delivering electronic communications, or from the interception or manipulation of electronic communications by third parties or by computer programs, unless the damage resulted from the Firm's wilful misconduct or gross negligence. This clause does not apply to Consumers, in accordance with clause 10.2 of the GTC.
4.4. At the Client's request, the Firm may provide legal advice online using means of distance communication, i.e. e-mail, MS Teams or other platforms enabling contact with the Client.
4.5. The Firm and each attorney acting on its instructions hold an address for electronic service entered in the database of electronic addresses in accordance with the Act of 18 November 2020 on Electronic Service (Journal of Laws of 2026, item 3). A Client that is required to hold such an address may indicate it to the Firm as a communication channel in matters relating to the engagement.
5. Artificial intelligence tools and copyright.
5.1. The Firm may use artificial intelligence technologies in handling the Client's engagement. In providing its services, the Firm may in particular use IT tools employing artificial intelligence systems (“AI Tools”) to support the analysis of documents and factual circumstances, the search for and analysis of sources of law and case law, the preparation of drafts of documents and pleadings, translations, and the organisation of the Firm's work.
5.2. AI Tools serve an exclusively auxiliary function. Work product obtained with their use is in each case subject to verification and approval by an attorney-at-law (radca prawny) or another person performing professional activities within the Firm. The use of AI Tools alters neither the principles nor the scope of the Firm's liability for the services provided, nor the obligations arising from the rules of professional ethics applicable to attorneys-at-law.
5.3. The Firm uses only such AI Tools as ensure a level of security and confidentiality appropriate to the nature of the information transmitted, in particular tools which guarantee, as a matter of contract, that data entered by the Firm are not used to train publicly available models. Where possible and appropriate, the Firm applies anonymisation or pseudonymisation of data. AI Tools are used with due regard to the professional secrecy of attorneys-at-law under Article 3 of the Act of 6 July 1982 on Attorneys-at-Law and to data protection legislation.
5.4. The Client may, in at least documentary form, exclude or restrict the use of AI Tools in the performance of its engagement. The Firm shall inform the Client if such a reservation may affect the time for performing the engagement or the amount of the fees.
5.5. At the Client's request, the Firm shall provide information on the categories of AI Tools used in performing the engagement and on the confidentiality safeguards applied by their providers.
5.6. Economic copyright in works created in the performance of the engagement, in particular legal opinions, pleadings, draft agreements, analyses and presentations, vests in the Firm. Upon payment of the fees in full, the Client obtains a non-exclusive, non-transferable licence, without the right to grant sub-licences, to use those works solely for the purposes of the matter or the purpose for which they were prepared.
5.7. The Client is not entitled to input (including by pasting, transmitting or making available in any form) materials obtained from the Firm into artificial intelligence systems, including large language models (LLMs), chatbots and other generative tools, irrespective of whether these are publicly available tools or the Client's internal tools, without the Firm's prior consent expressed at least in documentary form. This prohibition serves to protect the Firm's copyright, professional secrecy and confidentiality.
5.8. In the event of a breach of clause 5.7 of the GTC by a Client who is not a Consumer, the Firm shall be entitled to a contractual penalty of PLN 10,000 for each breach, together with the right to claim damages exceeding the amount of the contractual penalty. A Client who is a Consumer is liable for a breach of clause 5.7 of the GTC under general principles of law.
6. Fees and reimbursement of costs.
6.1. The Firm's fees are agreed with the Client upon acceptance of the engagement according to one or more of the following models: (a) hourly fees; (b) lump-sum fees; (c) fees for individual activities, in particular for pleadings drafted, legal advice given or hearings at which the Firm represents the Client; (d) mixed fees, including fees comprising a success fee. In the absence of agreement to the contrary, the Firm is entitled to fees not lower than the minimum rates set out in the Regulation of the Minister of Justice of 22 October 2015 on fees for the services of attorneys-at-law (consolidated text: Journal of Laws of 2026, item 118). The hourly rate is determined quarterly by reference to the role held within the Firm by the person providing the services, and in particular corresponds to that person's experience.
6.2. Irrespective of the fees agreed pursuant to clause 6.1 of the GTC, the Firm is entitled in full to: (a) the costs of proceedings, in the part comprising the costs of legal representation awarded or adjudged by the court in favour of the Client in court proceedings, including interim relief proceedings and proceedings for the grant of an enforcement clause; and (b) the costs of legal representation awarded by the court enforcement officer (bailiff) conducting the enforcement proceedings - in each case increased by value added tax (VAT) at the rate applicable on the date the invoice is issued.
6.3. In payment claims, in particular in debt recovery matters, the Firm is entitled, in addition to the fees agreed pursuant to clause 6.1 of the GTC and to the amounts referred to in clause 6.2 of the GTC, to an additional success fee of 10% of the gross amount of the receivables enforced or otherwise obtained for the Client (principal together with interest), increased by VAT, unless otherwise agreed with the Client in a separate document made in written or documentary form. The success fee accrues on every amount obtained by the Client in the course of the matter or in connection with it, in particular as a result of voluntary payment, settlement, set-off or enforcement, and becomes due upon that amount being obtained. In relation to a Client who is a Consumer, the success fee is binding only if it has been expressly and individually agreed, in accordance with clause 10.3 of the GTC.
6.4. The basic hourly rate applied by the Firm is adopted by the Firm and is, in particular, agreed with the Client upon acceptance of the engagement. Where activities of an urgent nature are undertaken, or a service is to be performed immediately, including outside the Firm's established business hours, the hourly rate is set at 150% of the basic rate. Urgent activities means activities whose performance, at the Client's request or by reason of statutory, court or administrative deadlines not arising from circumstances attributable to the Firm, is required within less than 24 hours or outside the Firm's business hours.
6.5. In addition to its fees, the Firm is entitled to reimbursement of itemised disbursements incurred in connection with the performance of the engagement for the Client, such as court, stamp duty and notarial fees, tax on civil law transactions, translation costs, accommodation and travel costs, courier charges and the like. Such disbursements shall be reimbursed on the basis of the relevant invoices and receipts. Where the anticipated amount of such disbursements is significant, the Firm may request an appropriate advance payment from the Client for this purpose. The Firm is also entitled to reimbursement of costs incurred directly in performing activities under the engagement (such as telephone calls, communication by e-mail, postal services, photocopying charges and similar activities) which, for technical reasons, cannot be evidenced by separate invoices. The Client shall be charged such costs on a lump-sum basis, at 3% of the total net amount of the Firm's fees, unless a different lump-sum amount has been agreed with the Client. In the event of the return of documents, the Firm shall charge fees for compiling the documentation of no less than one hour at the agreed hourly rate and, additionally, where the Client arranges for a method of delivery other than collection of the documents at the Firm's registered office, the amount of the delivery costs. A Client who is not a Consumer releases the Firm from liability in respect of justified obligations incurred by the Firm towards third parties for the purpose of the due performance of the services instructed.
6.6. For the dispatch of documents in paper form, in particular via Poczta Polska S.A. or another operator, the Firm shall charge an additional lump-sum fee of PLN 100.00 net, i.e. PLN 123.00 gross, for each such consignment.
6.7. The amounts of fees and disbursements due to the Firm shall be increased by value added tax (VAT) at the rate applicable on the date the VAT invoice is issued.
7. Settlement of fees; VAT invoices.
7.1. The Client is obliged to inform the Firm of its status, in particular whether it is an entrepreneur and an active VAT taxpayer, and to provide its tax identification number (NIP), if it holds one.
7.2. Settlement for the services provided by the Firm (fees and reimbursable costs) shall be made on the basis of VAT invoices issued monthly at the end of each month, unless the nature of the engagement justifies a different settlement period. VAT invoices issued by the Firm are payable by the Client without deductions within 14 days of the date of issue, by bank transfer to the account indicated on the VAT invoice.
7.3. VAT invoices shall be issued and delivered to Clients in electronic form, in accordance with the information received from them as to their tax status and tax identification number and in accordance with the tax legislation in force in the Republic of Poland. To the extent required by the applicable legislation, invoices are issued as structured invoices using the National e-Invoicing System (KSeF), and the date of delivery of a structured invoice is deemed to be the date on which it is assigned an identifying number in KSeF. Clients who are Consumers are sent invoices or receipts to the e-mail address indicated by them.
7.4. VAT invoices shall be sent in electronic form to the address indicated by the Client, save in cases where the invoice is made available to the Client in KSeF.
7.5. A VAT invoice may be accompanied by a description of time and activities, which does not constitute an accounting document and should be retained by the Client separately from accounting documents, as it may contain confidential information.
7.6. Should the Client have comments or objections to an invoice or to the accompanying description of time and activities, the Firm expects these to be raised within 7 days of receipt of the VAT invoice; upon expiry of that period, a Client who is not a Consumer is deemed to have accepted the VAT invoice without reservation.
7.7. In the event of delay by the Client in settling amounts due for the services provided, the Firm may, in particular, charge the Client statutory interest for delay or suspend the provision of services which do not constitute the provision of legal assistance within the meaning of the Act of 6 July 1982 on Attorneys-at-Law until the amounts due have been settled, having first informed the Client thereof.
8. Personal data protection and document retention.
8.1. The Firm and the Client are separate, independent controllers of personal data within the meaning of Article 4(7) of Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 (GDPR), each in respect of the data processed for its own purposes. The Firm is the controller of personal data processed in connection with the provision of legal assistance, including data of persons identified in the engagement as representing the Client, as contact persons or as responsible for carrying out particular tasks (for example, name and surname, PESEL number, tax identification number, e-mail address, address, telephone number), as well as data of the Client's employees, associates, clients, debtors, counterparties and witnesses made available to the Firm in connection with the performance of the engagement. Such data are processed subject to the professional secrecy of attorneys-at-law.
8.2. The Client warrants that the disclosure to the Firm of the personal data of third parties is lawful and that, to the extent required, it will inform those persons that their data have been disclosed to the Firm.
8.3. The Firm applies data processing and personal data protection procedures compliant with the GDPR and fulfils the information obligation referred to in Article 13 GDPR, the content of which has been made available at: www.adviser.law/polityka-prywatnosci.
8.4. The Firm retains Clients' documents in accordance with Article 5 GDPR, and in particular Article 5(1)(e) GDPR, and Article 45 of the Act of 14 July 1983 on the National Archival Resources and Archives (consolidated text: Journal of Laws of 2020, item 164).
8.5. The Client acknowledges that the Firm will retain its documents for a period of 5 years from the date of completion of the engagement and undertakes to collect the documents within that period. Upon expiry of the above period, the Firm is authorised to permanently destroy the documents provided to it, unless the applicable legislation, including anti-money laundering and tax legislation, requires a longer retention period.
9. Termination of the agreement; conflicts of interest; liability.
9.1. Both the Client and the Firm may terminate the agreement for the provision of legal services at any time, with immediate effect or upon expiry of a specified notice period. Termination of the agreement by the Client does not release it from the obligation to pay the amounts due to the Firm for services provided up to the date of termination. In addition, the Client shall be obliged to pay the Firm an amount equivalent to the documented expenditure, including the cost of additional legal services, and the disbursements incurred by the Firm in the Client's interest in the period from termination until the matter is handed over to another legal adviser. No claim for compensation shall accrue to either Party by reason of termination of the agreement by the other Party, even where the termination occurred without valid cause. Termination of the agreement by either Party encompasses the revocation of all powers of attorney granted to the Firm, its employees or its associates.
9.2. Where a Client who is not a Consumer terminates the agreement (the engagement to conduct the matter), or terminates or revokes the power of attorney granted to the Firm or to lawyers performing activities within it, for reasons other than valid cause attributable to the Firm, the matter shall be deemed to have been successfully concluded (the engagement performed) and, in payment claims, the amount claimed shall be deemed to have been enforced in full. In such a case, the Firm is entitled to the full agreed fees, including the fees referred to in clauses 6.2 and 6.3 of the GTC, calculated on the entire gross amount claimed, payable within 14 days of the date of termination or revocation. The Parties may agree different settlement rules in the agreement or engagement letter.
9.3. Where a Client who is a Consumer terminates the agreement, or terminates or revokes the power of attorney:
9.3.1. the Firm is entitled to fees corresponding to the services performed up to the date of termination and to reimbursement of the disbursements incurred; in the case of lump-sum fees, to that portion of the fees which corresponds to the stage of advancement of the matter, but not less than the value of the activities carried out, determined at the Firm's hourly rate or, in the absence thereof, at the minimum rates arising from the Regulation referred to in clause 6.1 of the GTC;
9.3.2. the fee referred to in clause 6.3 (success fee), provided that it has been individually agreed with the Consumer in accordance with clause 10.3 of the GTC, remains due on all amounts obtained for the Consumer up to the date of termination;
9.3.3. that fee is also due on amounts obtained by the Consumer after termination, but no later than within 12 months of the date of termination, where obtaining them is the consequence of activities carried out by the Firm before termination, in particular a statement of claim or application filed, a judgment or enforcement title obtained, an enforcement application filed, a settlement negotiated or an acknowledgement of debt obtained; the Consumer shall inform the Firm of the receipt of such amounts within 14 days;
9.3.4. where the termination occurred without valid cause, the Firm may additionally claim compensation for the resulting damage under general principles of law, i.e. pursuant to Article 746 § 1 of the Civil Code.
9.4. The Firm is entitled to terminate the agreement or the power of attorney with immediate effect, in particular in the event of: (a) the Client's delay in paying fees or an advance payment exceeding 14 days despite a payment demand; (b) a lack of cooperation on the Client's part which prevents or materially impedes the proper conduct of the matter; (c) the provision by the Client of untrue or incomplete information material to the matter; (d) loss of the trust necessary to conduct the matter for reasons attributable to the Client; (e) a conflict of interest arising; (f) the impossibility of applying the financial security measures referred to in clause 2.10 of the GTC. In the cases referred to in points (a)–(d), clause 9.2 of the GTC applies mutatis mutandis to settlement with a Client who is not a Consumer, and clause 9.3 of the GTC to settlement with a Client who is a Consumer. In the cases referred to in points (e)–(f), the Firm is entitled to fees for the services performed up to the date of termination and to reimbursement of the disbursements incurred.
9.5. The Firm determines whether a “conflict of interest” exists, with due regard to the rules of professional ethics applicable to attorneys-at-law and taking into account the legitimate interests of the Client or of the Firm.
9.6. The Firm may refer to or provide information about the provision of advisory services to the Client in marketing materials and information and in commercial offers only after obtaining the Client's consent expressed at least in documentary form, such consent being capable of being given in the agreement or engagement letter.
9.7. The Firm's liability towards the Client on any ground whatsoever, including for non-performance or improper performance of the agreement for the provision of legal services, is in principle limited to the amount of the loss sustained by the Client, but no more than an amount equal to twice the Firm's fees, and no less than the guarantee sum under the mandatory professional indemnity insurance for attorneys-at-law. This limitation does not apply to damage caused intentionally, to personal injury, or to other cases in which a limitation of liability is impermissible by operation of law, and it does not apply to Consumers, in accordance with clause 10.2 of the GTC.
10. Provisions applicable to Clients who are Consumers.
10.1. A Consumer for the purposes of the GTC is a natural person performing a legal transaction with the Firm which is not directly connected with that person's business or professional activity within the meaning of Article 22¹ of the Civil Code. This clause applies mutatis mutandis to a natural person concluding an agreement directly connected with that person's business activity where it is apparent from the content of that agreement that it is not of a professional character for that person, to the extent that the law affords such a person consumer protection, in particular under Article 385⁵ of the Civil Code.
10.2. The following do not apply to Consumers: clause 1.4 in fine of the GTC; clause 2.9 as regards the right to assign rights and obligations; clause 4.3 of the GTC; clause 5.8 as regards the contractual penalty; clause 6.5 in fine; clause 7.6 as regards the deemed acceptance of an invoice; clause 9.2 of the GTC (settlement upon termination in business-to-business relations; clause 9.3 of the GTC applies to Consumers); clause 9.7 of the GTC; and the second sentence of clause 11.4 of the GTC.
10.3. The success fee referred to in clause 6.3 of the GTC is binding on a Consumer only if it has been expressly and individually agreed with that Consumer in the agreement or engagement letter, stating its amount or the method of its calculation.
10.4. The application of the increased hourly rate referred to in clause 6.4 of the GTC to a Consumer requires that the Consumer be informed in advance of its application and of its amount before the activities are undertaken.
10.5. Clause 9.3 of the GTC applies where a Consumer terminates the agreement or terminates or revokes the power of attorney.
10.6. A Consumer who has concluded an agreement with the Firm at a distance or off-premises has the right to withdraw from the agreement within 14 days without giving any reason, by submitting a statement to that effect (for example, to the Firm's e-mail address). The Consumer may use the statutory model withdrawal form. Where, at the Consumer's express request, performance of the service commenced before expiry of the withdrawal period, a Consumer who withdraws from the agreement is obliged to pay for the services rendered up to the moment of withdrawal. The right of withdrawal does not apply where the Firm has performed the service in full with the Consumer's express consent, the Consumer having been informed before performance commenced that upon performance the right of withdrawal would be lost, in accordance with Article 38(1)(1) of the Act of 30 May 2014 on Consumer Rights.
10.7. A Consumer may submit a complaint concerning the Firm's services in at least documentary form, to the address of the Firm's registered office or to the e-mail address indicated on the website www.adviser.law. The Firm shall respond to the complaint within 14 days of its receipt, on a durable medium.
10.8. A Consumer may make use of out-of-court methods of handling complaints and pursuing claims, including assistance from district (municipal) consumer ombudsmen. Disputes involving Consumers are resolved by the courts having jurisdiction under general provisions, subject to clause 11.3 of the GTC.
10.9. The GTC are delivered to the Consumer by e-mail before the agreement is concluded.
11. Final provisions.
11.1. The legal relations between the Firm and the Client, and the GTC, are governed by Polish law, in particular the Act of 23 April 1964 – the Civil Code and the Act of 6 July 1982 on Attorneys-at-Law (consolidated text: Journal of Laws of 2024, item 499) and, in relations with Consumers, also the Act of 30 May 2014 on Consumer Rights (consolidated text: Journal of Laws of 2024, item 1796).
11.2. Should any provision of the GTC be held invalid or ineffective by operation of law or by a final or non-appealable decision of any administrative authority or court, the remaining provisions of the GTC shall remain in force and effective. Provisions of the GTC held invalid or ineffective shall be replaced by provisions valid at law which produce legal effects as close as possible, in terms of purpose, to the original provisions of the GTC.
11.3. Save where the Client is a Consumer, all disputes arising out of or in connection with the acceptance of the GTC shall be resolved by the common court having territorial and subject-matter jurisdiction over the Firm's registered office.
11.4. During the term of the agreement with the Client, the Firm may amend the provisions of the GTC for valid reasons, in particular in the event of changes in legislation, case law or the practice of public authorities, changes in the scope or manner of providing the services, or organisational or technological changes on the Firm's part, informing the Client of such amendment and of its content. The amended GTC are binding on a Client who is not a Consumer if that Client does not terminate the agreement within 14 days of receipt of such information; in the case of a Client who is a Consumer, the amended GTC are binding upon their acceptance.
11.5. The GTC have been made available at www.adviser.law. Any person may familiarise themselves with their content.